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Buyer Closing Costs 101

02/14/10
When a buyer applies for a loan, lenders are required to provide them with a good-faith estimate of their closing costs. The fees listed on the good faith estimate vary according to several factors, including the type of loan applied for and the terms of the purchase agreement.



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How Much Cash Do I Need to Buy a Home?

02/14/10

Dollars
If your thinking about buying a home, you have a lot of financial decisions to make. Your Lender and your agent can assist you in "running" some numbers to figure out

But one practical question the sometimes gets overlooked is:
How much cash will you need to have on hand to buy a home?? Read More...

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Tips For Working with a Lender

02/14/10
Getting pre-qualified for and the arranging financing is a critical part of the home buying process. Be prepared to discuss these critical questions with your lender:
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About Real Estate Agency

02/14/10
A Realtor can form an Agency Relationship with you to assist you in buying a home, selling a home or both. You may be familiar with the terms "Buyer's Agent" or "Listing Agent" but what does the Agency Relationship really mean?

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What is Dual Agency?

01/13/10
One of the bedrock principles behind the founding of Nest Realty Group is a stand against the practice of Single Agent Dual Agency. Read More...

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Fair Housing 101

01/12/10
You may have noticed that all Realtors feature a little "house" symbol, the letters "EHO" or the phrase "Equal Housing Opportunity" in their advertising, but what does this mean to you?

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Title Insurance 101

01/11/10
Title Insurance is a policy that protects a buyer and/or a lender against errors or omissions or defects in the title of the property.
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Credit Reports & Scores 101

01/10/10
When you are preparing to buy a home, if you are taking a personal, business or auto loan, or even if you are just reading the newspaper, you will come across the terms Credit Report and Credit Score. Simply put, a credit report is a collation of information that the credit bureaus collect about you, such as your payment history on loans Read More...

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Check Your Credit

01/07/10
By federal law, each of the three major credit reporting agencies must provide your credit report to you once annually, for free. Read More...

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Truth in Lending

01/06/10
Your lender must meet certain obligations under the Truth-In-Lending Act.

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Fair Lending

01/05/10
You have the right to fair lending. A lender cannot refuse to give you a loan or the best possible loan rate and terms for a house because of your race, color, national origin, religion, sex, familial status or handicap. You can learn more about Fair Lending Laws... Read More...

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