Check Your Credit

By federal law, each of the three major credit reporting agencies must provide your credit report to you once annually, for free. Read More...

Credit Reports & Scores 101

When you are preparing to buy a home, if you are taking a personal, business or auto loan, or even if you are just reading the newspaper, you will come across the terms Credit Report and Credit Score. Simply put, a credit report is a collation of information that the credit bureaus collect about you, such as your payment history on loans Read More...

Truth in Lending

Your lender must meet certain obligations under the Truth-In-Lending Act.

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Fair Lending

You have the right to fair lending. A lender cannot refuse to give you a loan or the best possible loan rate and terms for a house because of your race, color, national origin, religion, sex, familial status or handicap. You can learn more about Fair Lending Laws... Read More...

Tips For Working with a Lender

Getting pre-qualified for and the arranging financing is a critical part of the home buying process. Be prepared to discuss these critical questions with your lender:
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Buyer Closing Costs 101

When a buyer applies for a loan, lenders are required to provide them with a good-faith estimate of their closing costs. The fees listed on the good faith estimate vary according to several factors, including the type of loan applied for and the terms of the purchase agreement.



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