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- Closing Costs
- Credit
- EHO
- Ethics
- Fair Housing
- Lenders
- Mortgages
- Moving
- Nest Realty Group
- Title Insurance
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Nest
Realty
Group
126 Garrett
St, Suite E
Charlottesville, VA 22902
800.325.NEST (6378) x104
866.601.5007 (fax)
Licensed to Sell Real Estate in
Virginia
I Support Equal
Housing Opportunity
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Website Policies
Title Insurance 101
Title Insurance is a policy that protects a buyer
and/or a lender against errors or omissions or
defects in the title of the property.
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How Much Cash Do I Need to Buy a Home?
- how much you can afford to pay monthly
- what size mortgage you are comfortable taking
- how much in closing costs you are going to be paying above and beyond the cost of the home.
But one practical question the sometimes gets overlooked is:
How much cash will you need to have on hand to buy a home?? Read More...
Check Your Credit
By federal law, each of the three major credit
reporting agencies must provide your credit
report to you once annually, for free.
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Credit Reports & Scores 101
When you are preparing to buy a home, if you are
taking a personal, business or auto loan, or even
if you are just reading the newspaper, you will
come across the terms Credit Report and Credit
Score. Simply put, a credit report is a collation
of information that the credit bureaus collect
about you, such as your payment history on loans
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Fair Lending
You have the right to fair lending. A lender
cannot refuse to give you a loan or the best
possible loan rate and terms for a house
because of your race, color, national origin,
religion, sex, familial status or handicap. You
can learn more about Fair Lending Laws...
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Tips For Working with a Lender
Getting pre-qualified for and the arranging
financing is a critical part of the home buying
process. Be prepared to discuss these critical
questions with your lender:
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Buyer Closing Costs 101
When a buyer applies for a loan, lenders are
required to provide them with a good-faith
estimate of their closing costs. The fees listed
on the good faith estimate vary according to
several factors, including the type of loan
applied for and the terms of the purchase
agreement.
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